Home Warranties: Do Your Homework - KTTC Rochester, Austin, Mason City News, Weather and Sports

Home Warranties: Do Your Homework

LA CROSSE, Wisconsin (WXOW)  Home warranties can provide peace of mind.  But, Angie's List says they can also become a headache if you don't do your homework.

For 10 years in a row, home warranty companies have been the worst-graded category on Angie's List.  A home warranty typically covers the major systems and appliances in a home for one year after the sale.  It's often included with the purchase of a home.  But many homeowners don't fully examine the documents at closing, filing them away until they need repair help.

So, Angie's List says, do your homework.  You can expect to pay between $250 and $450 per year for a home warranty.  The fee per incident ranges from $50 to $75.  They also recommend knowing the age of your appliances to determine whether a home warranty is a good deal.  You may find, for example, that you have new appliances already covered under the manufacturer's warranty.
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