Founded in 1931, Altra offers the same products and services as a bank, but has a different corporate structure. Altra is a not-for-profit financial cooperative and each member owns one ‘share' of the Credit Union. We have no outside stockholders or investors, and management decisions are based on what's best for our membership – not what will generate the most profit. We return our extra earnings directly to our members through better rates, fewer fees, and the tools and resources they need to successfully manage their finances. Altra Federal Credit Union is a nationwide, full-service, cooperative financial institution with over 78,000 members and $1 billion in assets. They currently have 16 locations in eight states. Altra is headquartered in Onalaska, WI.